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The Simplest Budget Spreadsheet
** Go to File -> Make a copy...
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www.shawnroe.com/simplest-budget/
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** Go to File -> Make a copy... ๐Ÿ˜Š
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INCOME$5,500<--- Automatically adds your income
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Monthly salary$3,000<--- Put your monthly salary here.
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Partner's salary$2,500
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Extra income$0
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SAVE & GIVE$1,795<--- Automatically adds your Savings and giving. Suggested Amounts
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Giving (10%)$550<--- Giving is the secret of happiness.$550<--- 10% (tithe?)
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Retirement (15%)$825<--- Save for retirement first!$825<--- 15%
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Savings (leftover)$420<--- As Much As Possible! (You can do this last.) -->$325
<--- Leftover after income is budgeted
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EXPENSES$3,800<--- Automatically adds your Expenses.
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Rent/Mortgage$1,300<--- Recommend (<35% of income)24%
<--- Rent/mortgage percent of Income
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Groceries$400-$95
<--- Leftover after savings. Zero? Can't be negative!
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Eating Out$280
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Electricity$75
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Water$145
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Heat/Gas$45
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Student Loans$0<--- total minimum payment to start
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Credit card #1$0<--- minimum payment to start
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Credit card #2$0<--- minimum payment to start
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Car Payment$450
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Gas/Fuel$100
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Car Maintenance$25
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Car Insurance$125
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Health Insurance$350
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Life Insurance$40
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Cell phone$140
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Internet$80
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Cable TV$0
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Entertainment$50
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Hair & Beauty$50
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Clothes$45
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Gifts/Social Events$50
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Christmas$50<--- Plan for Christmas (and b-days). Save up slowly.
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<--- Add any additional categories here.
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<--- Select and Drag these two columns down for more.
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